XRP Joins Top 100 Assets—But a Presale Altcoin Could Outpace It
Ripple’s XRP has entered the global financial spotlight, securing a position among the top 100 largest assets by market capitalization. As of the latest data, XRP’s market cap has reached approximately $180 billion, surpassing the valuation of major corporations like Allianz SE, Accenture, and Boston Scientific. This milestone marks the third cryptocurrency to join the top 100 global financial assets by market cap, following Bitcoin and Ethereum. The token’s rise has been particularly notable since the U.S. elections in November 2024, with XRP surging from below $0.6 to an all-time high of $3.65 in mid-July. Although the price has since corrected, XRP remains above $3, maintaining a strong market position and institutional relevance.
The ascent of XRP has been supported by broader market dynamics and regulatory developments. Notably, Ripple recently made significant progress in its long-standing legal battle with the U.S. Securities and Exchange Commission (SEC), with the Second Circuit approving a joint stipulation of dismissal. This development, along with Ripple’s acquisition of Hidden Road, a major prime brokerage firm, and the introduction of its institutionally focused stablecoin, RLUSD, has further solidified its institutional appeal. The token’s adoption curve is also gaining traction, with entities increasingly considering XRP for strategic reserves. There are ongoing discussions around potential U.S. spot XRP ETF approvals, which could drive additional institutional interest and price appreciation.
Amid XRP’s rise, an under-the-radar altcoin priced below $0.04, Mutuum Finance (MUTM), has emerged as a potential contender for future gains. Currently in presale stage 6, MUTM is being sold at $0.035 per token and is projected to increase by 14.29% to $0.04 in the next phase. The project has raised over $14.8 million from more than 15,600 investors, signaling strong community and investor confidence. Mutuum Finance operates as a decentralized DeFi protocol offering dual lending models—Peer-to-Contract and Peer-to-Peer—which are designed to enhance flexibility and efficiency in decentralized lending. The project also features a USD-pegged stablecoin and a $50,000 CertiK bug bounty program, underscoring its commitment to security and transparency.
In contrast to XRP’s institutional positioning, MUTM is attracting attention from traders and investors looking for high-growth potential in the decentralized finance sector. The token has further boosted its profile through initiatives such as a $100,000 giveaway, where 10 individuals will receive $10,000 in MUTM tokens. This aggressive community-building strategy, combined with its presale success and strategic tokenomics, positions MUTM as a compelling alternative for investors seeking exposure to the next bull cycle. Analysts suggest that while XRP remains a blue-chip asset with steady adoption and infrastructure growth, MUTM’s innovative approach and aggressive price targets could make it a faster-moving play in the coming months.
The broader market has begun to reflect a shift in investor interest toward next-generation DeFi projects. Companies such as VivoPower and Nature’s Miracle Holding have announced XRP treasury strategies, but there is growing curiosity about whether MUTM could follow a similar path. If corporate treasuries begin to adopt MUTM at scale, it could create additional demand for the token and drive its price higher. However, unlike XRP, MUTM introduces higher volatility and operational risk, as it is still in the presale phase and dependent on execution of its business model. Investors considering MUTM should weigh the potential for high returns against the inherent risks of early-stage DeFi projects.
Looking ahead, both XRP and MUTM could benefit from broader crypto market trends, including increased institutional participation and regulatory clarity. XRP’s path to $4 remains predicated on continued adoption, regulatory resolution, and potential ETF approvals. Meanwhile, MUTM’s journey to $0.04 and beyond will depend on execution of its DeFi lending framework, community growth, and the effectiveness of its tokenomics strategy. While XRP’s growth has been slower and more methodical, MUTM’s aggressive roadmap and early traction suggest it could reach its price targets sooner, especially if the DeFi sector continues to expand and attract new users.
Source: [1] Ripple’s XRP Is Now a Top 100 Global Asset (https://cryptopotato.com/ripples-xrp-is-now-a-top-100-global-asset-heres-what-it-means/) [2] First Bitcoin, Then Ethereum: Will Ripple’s XRP Be the Next (https://www.fool.com/investing/2025/08/23/first-bitcoin-then-ethereum-will-ripples-xrp-be-th/) [3] Best Crypto Under $1 to Buy: Mutuum Finance (MUTM) vs (https://www.cryptopolitan.com/best-crypto-under-1-to-buy-mutuum-finance-mutm-vs-cardano-ada/) [4] Best Crypto to Buy Now: Why Mutuum Finance (MUTM) is a (https://www.mitrade.com/insights/news/live-news/article-3-1064470-20250824) [5] Why Ripple (XRP) is Dumping While Mutuum Finance (https://www.cryptopolitan.com/why-ripple-xrp-is-dumping-while-mutuum-finance-mutm-pumps/)
