First Non-Custodial DeFi Platform on XRPL: Launch of $XPF by Xpfinance
Jakarta, Pintu News – The Ripple ecosystem continues to grow with various new partnerships, ETF speculation, and growing institutional demand. However, what is still lacking is a secure and fully on-chain way to utilize dormant XRP. Xpfinance comes as a solution by launching the first non-custodial lending and borrowing platform built specifically for the Ripple Ledger (XRPL).
Why DeFi on Ripple is Still Sluggish
Although Ripple Ledger (XRPL) offers three-second finality and fees that are a fraction of a cent, many yield seekers still rely on centralized “earn” platforms. These services control private keys, determine when users can withdraw funds, and often operate without transparency.
History has shown that this configuration can be very dangerous: cash hacks, sudden withdrawal freezes, or closure by regulators. Xpfinance addresses the problem of ownership by launching the first non-custodial lending and borrowing protocol built natively for XRPL. With full control over assets, instant settlement, micro-fees, and no geographical restrictions, Xpfinance offers a transparent and open solution for anyone with an XRPL wallet.
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Advantages of Xpfinance and $XPF Token
Xpfinance is different in that it gives full control of the assets to the user. User funds are held in escrow and can only be withdrawn by the owner. In addition, transactions are confirmed within seconds on XRPL, so capital is never trapped. The near-zero fees also mean more yield for users to enjoy.
Xpfinance’s economy runs on $XPF, a utility token with a maximum amount of 200 million. This token not only supports long-term value, but also provides a reason for holders to continue holding the token. Benefits include lower borrowing costs, strength in governance, and staking rewards paid in Ripple (XRP).
$XPF Presale and Reasons to Invest Long Term
The first opportunity to purchase $XPF will arrive on Thursday, May 8, 2025, at 16:00 UTC. A total of 30% of the total supply, or 60 million tokens, has been reserved for presale buyers. After the sale ends, $XPF will be listed on Magnetic and XP Market at a price estimated to be 30% higher than the presale price, providing an immediate benefit to early participants.
Reasons to hold $XPF long-term include growth in staking yield as protocol volumes increase, fixed supply combined with staking that reduces tokens from circulation, and integration with other dApps on XRPL that will drive more fees to $XPF stakers. Pioneer status also tends to attract liquidity that is difficult to recapture by later-coming competitors.
Golden Opportunity in Ripple DeFi
Xpfinance offers a unique opportunity to harness the power of DeFi in the Ripple ecosystem in a secure and transparent way. By taking part in the $XPF presale, investors not only benefit financially but also contribute to the future of decentralized finance on the Ripple Ledger. Don’t miss the opportunity to be part of this revolution.
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